Our Philosophy on Mortgages

Maximum return on dollars spent.

We strive to avoid financing that we believe is confusing and likely to disappoint.

Our philosophy is based on a set of trade-offs. We have clear guidelines around what we do and don’t recommend. We believe focusing on client needs, custom-tailored solutions and maintaining a long-term perspective are the key ingredients to reaching your goals. All three of these elements work together; it’s not enough to follow one or two.

This approach should help reduce major disappointments along the way. Your mortgage advisor will work with you to make sure this philosophy is the foundation of your mortgage management strategy.

Relationships Are Key — Our mortgage advisors are patient, trusting and excited to understand you’re financing needs. Our staff members are welcoming, accessible and available to you at a moment’s notice.

The market changes all the time, but that doesn’t mean your strategy should. We’ve seen a lot of mortgage fads come and go over the years, but our strategy and philosophy remain steady. This helps build consistent returns on the residential portfolio strategy and a hedge to weather various market environments.

PCMA is on a mission to provide private-capital market liquidity for the Mass-Affluent and High-Net-Worth, who have been shut out of the credit markets due to over regulation and crisis legislation.

PCMA Client Lending Solutions meet the needs of accomplished professionals with sophisticated situations; making common sense driven underwriting decisions centered on a borrower’s ability-to-repay.

As California’s Top Non-Bank Private Client Lender, we are ready to serve the needs of:

– High Income Executives: Executives / Professional Athletes / Entertainers

– Business Owners: Shareholders / LLC Members / Enterprise Contract

– Asset Rich: Retirees /Trust Fund / Foreign Nationals

– Investor: Residential / Commercial