THE COLLECTIVE
HIGH-NET-WORTH LENDING FOR PRIVATE CLIENTS
The Collective is a modern approach to asset-based lending in the acquisition or refinance of High Value Estates, Vacation Homes, and Residential Investment Properties without the need to borrow, collateralize, or pledge vested holdings.
select a collective product to learn more >
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ulysse
Primary estate | Second home
Loan Amount:
$1MM – $10MM
Equity Access:
$500K – $5MM
Fixed Rate Term:
40 Year I 30 Year
Interest Only:
10 Year
Income Review:
No Income Testing
Vested Assets:
No Pledging
Documentation:
No Tax Return Review
Closing Process:
15 Day Average
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zenith
long-term 1-8 | short-term vacation
Loan Amount:
$750K – $5MM
Equity Access:
$500K – $3.5MM
Fixed Rate Term:
30 Year
Interest Only:
10 Year
Income Review:
No Income Testing
CONTRACT REVIEW:
No Rental Agreement
portfolio limits:
No Portfolio Limits
Closing Process:
15 Day Average
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omega
Primary estate | Second home
Loan Amount:
$1MM – $10MM
Equity Access:
$500K – $5MM
Fixed Rate Term:
40 Year I 30 Year
Interest Only:
10 Year
Income Review:
Hybrid Cash Flow
Vested Assets:
No Pledging
Documentation:
No Tax Return Review
Closing Process:
30 Day Average